|
Effective as of: September 1, 2023
| Account Type | Dividend Rate | APY | Minimum Balance |
|---|
|
Savings
|
0.15%
|
0.15%
|
$5
|
|
Free Classic Checking
|
0.10%
|
0.10%
|
None
|
|
Free Kasasa Cash Checking*
$0 - $10,000
|
3.92%
|
4.00%
|
None
|
|
Free Kasasa Cash Checking*
Balance above $10,000
|
0.25%
|
0.25% - 4.00%
|
None
|
|
1500 Club - Money Market
|
3.30%
|
3.35%
|
$1,500
|
|
Holiday Club
|
2.25%
|
2.28%
|
$5
|
|
Share or IRA Certificate - 1 year
|
4.25%
|
4.34%
|
$1,000
|
|
Share or IRA Certificate - 18 months
|
4.35%
|
4.45%
|
$1,000
|
|
Share or IRA Certificate - 2 years
|
4.45%
|
4.55%
|
$1,000
|
|
IRA Savings
|
0.15%
|
0.15%
|
$5
|
APY means Annual Percentage Yield. All rates are subject to change.
*When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $10,000 in your Kasasa Cash account earn a dividend rate of 3.92% resulting in an APY of 4.00%; and average daily balances over $10,000 earn a dividend rate of 0.25% on the portion of the average daily balance over $10,000, resulting in a range from 0.25% to 4.00% APY depending on the account's average daily balance. When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire average daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded.
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