Effective as of: February 1, 2023
Account Type | Dividend Rate | APY | Minimum Balance |
Savings
|
0.15%
|
0.15%
|
$5
|
Free Classic Checking
|
0.10%
|
0.10%
|
None
|
Free Kasasa Cash Checking*
$0 - $10,000
|
2.96%
|
3.00%
|
None
|
Free Kasasa Cash Checking*
Balance above $10,000
|
0.25%
|
0.25% - 3.00%
|
None
|
1500 Club - Money Market
|
2.45%
|
2.48%
|
$1,500
|
Holiday Club
|
2.25%
|
2.28%
|
$5
|
Share or IRA Certificate - 1 year
|
2.65%
|
2.69%
|
$1,000
|
Share or IRA Certificate - 18 months
|
2.75%
|
2.79%
|
$1,000
|
Share or IRA Certificate - 2 years
|
2.85%
|
2.89%
|
$1,000
|
13-Month Share Certificate Special
|
3.80%
|
3.87%
|
$1,000
|
IRA Savings
|
0.15%
|
0.15%
|
$5
|
APY means Annual Percentage Yield. All rates are subject to change.
*When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $10,000 in your Kasasa Cash account earn a dividend rate of 2.96% resulting in an APY of 3.00%; and average daily balances over $10,000 earn a dividend rate of 0.25% on the portion of the average daily balance over $10,000, resulting in a range from 0.25% to 3.00% APY depending on the account's average daily balance. When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire average daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded.
|