Deposit Rates

Competitive rates make reaching savings goals easy.

Effective as of: February 1, 2023

Account TypeDividend RateAPYMinimum Balance

Savings

0.15%

0.15%

$5

Free Classic Checking

0.10%

0.10%

None

Free Kasasa Cash Checking*

$0 - $10,000

2.96%

3.00%

None

Free Kasasa Cash Checking*

Balance above $10,000

0.25%

0.25% - 3.00%

None

1500 Club - Money Market

2.45%

2.48%

$1,500

Holiday Club

2.25%

2.28%

$5

Share or IRA Certificate - 1 year

2.65%

2.69%

$1,000

Share or IRA Certificate - 18 months

2.75%

2.79%

$1,000

Share or IRA Certificate - 2 years

2.85%

2.89%

$1,000

13-Month Share Certificate Special

3.80%

3.87%

$1,000

IRA Savings

0.15%

0.15%

$5

APY means Annual Percentage Yield. All rates are subject to change.

*When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $10,000 in your Kasasa Cash account earn a dividend rate of 2.96% resulting in an APY of 3.00%; and average daily balances over $10,000 earn a dividend rate of 0.25% on the portion of the average daily balance over $10,000, resulting in a range from 0.25% to 3.00% APY depending on the account's average daily balance. When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire average daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. 

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