Loan Rates

Our low loan rates have been turning dreams into reality for more than 89 years. Let us help you achieve yours!

Effective as of: November 21, 2022

Auto and Motorcycle Loans

Loans 2020 and Newer

Term

APR* 

As Low As

Monthly Payment

Per $1,000 Borrowed

48 months

4.35%

$22.76

60 months

4.50%

$18.67

72 months

4.75%

$16.02

84 months

5.25%

$14.29

Loans 2017 - 2019

Term

APR*

As Low As

Monthly Payment

Per $1,000 Borrowed

36 months

4.50%

$29.77

48 months

4.60%

$22.88

60 months

4.75%

$18.79

72 months

5.25%

$16.26

Loans 2012 - 2016

Term

APR*

As Low As

Monthly Payment

Per $1,000 Borrowed

36 months

4.50%

$29.77

Mortgage Loans

First Mortgage Loans

Product

Rate

As Low As

APR*

As Low As

Payment Example

per $1,000

3/1 Adjustable-Rate Mortgage

5.25%

6.36%

$5.52

5/1 Adjustable-Rate Mortgage

5.40%

6.22%

$5.62

7/1 Adjustable-Rate Mortgage

5.65%

6.20%

$5.77

10/1 Adjustable-Rate Mortgage

5.75%

6.12%

$5.84

10 Year Fixed

5.25%

5.36%

$10.73

15 Year Fixed

6.15%

6.23%

$8.52

20 Year Fixed

6.25%

6.31%

$7.31

30 Year Fixed

6.45%

6.50%

$6.29

APR = Annual Percentage Rate. Application fee: $475. If required, appraisal fee of approximately $450. Rates may vary based on credit score and Loan-to-Value (LTV). Disclosed rate based on 80% LTV and credit score of 680 or higher. Payments on ARM products may be amortized up to 30 years. The fixed rate loan options are fully amortized over their respective terms. Payments do not include amounts for taxes and insurance. Subject to credit approval. Some restrictions may apply. A straight refinance of a Northwestern Mutual Credit Union loan for the purpose of lowering the rate will be assessed a fee of 0.50% of the loan balance with a minimum of $475 and a maximum of $1,000. 

Home Equity Loans

Product

Rate

As Low As

APR* 

As Low As

Payment Example

per $1,000

7/1 Adjustable-Rate Mortgage

6.25%

6.52%

$7.31

10 Year Fixed

6.25%

6.48%

$11.23

15 Year Fixed

7.75%

7.92%

$9.42

APR = Annual Percentage Rate. Application fee: $100. If required, appraisal fee of approximately $450. Rates may vary based on credit score and Loan-to-Value (LTV). Disclosed rate based on 80% LTV and credit score of 680 or higher. Payments may be amortized up to 20 years. Subject to credit approval. Some restrictions may apply.

Expressline Home Equity Line of Credit - Variable Rate

ProductRate

Line of Credit

4.24%

The rate is an introductory rate which is locked for one year. After that the rate is based on the Bank Prime Rate as published in the Money Rates listing in the Wall Street Journal on the 15th day of each month minus a margin of 1.00% and is subject to change monthly. (Your actual margin will vary based on your LTV and credit score.) After the first year the APR will not exceed 18% nor fall below 3.00%. Application fee: $100. If required, appraisal fee of approximately $450. Property, flood, and/or title insurance required, if applicable, on the subject property. Subject to credit approval. Some restrictions may apply.

Recreational Vehicle Loans

Boat Loans - 2020 and newer

 Term

APR*

As Low As

Monthly Payment

Per $1,000 Borrowed

48 months

4.80%

$22.97

60 months

5.00%

$18.90

120 months 

6.00%

$11.14

APR = Annual Percentage Rate. Financing available up to 100% of retail value. Rate may vary based on credit score. *Terms in excess of 60 months available for loans of $20,000 or greater. Disclosed rate based on credit score of 680 or higher. Subject to credit approval. Some restrictions may apply.

Boat Loans 2012 - 2019

 Term

APR*

As Low As

Monthly Payment 

Per $1,000 Borrowed

60 months

6.35% 

$19.54

APR = Annual Percentage Rate. Financing available up to 90% of retail price. Rates may vary based on credit score. Disclosed rate based on credit score of 680 or higher. Subject to credit approval. Some restrictions may apply.

ATVs, Snowmobiles, Campers, RVs 2018 and newer

 Term

APR*

As Low As

Monthly Payment 

Per $1,000 Borrowed

60 months

5.40% 

$19.09

120 months*

6.15%

$11.22

APR = Annual Percentage Rate. Financing available up to 90% of retail price. Rates may vary based on credit score. Disclosed rate based on credit score of 680 or higher. Subject to credit approval. Some restrictions may apply. *Ten-year term available for loans $20,000 or greater, otherwise maximum term is five years.

Other Loans

Kwik-Cash Line of Credit

 Product

APR*

As Low As

Monthly Payment

Per $1,000 Borrowed

Line of Credit

8.90% 

$30.00

Personal Loan

 Term

APR*

As Low As

 Monthly Payment

Per $1,000 Borrowed

36 months

8.25% 

$31.50

60 months

10.25%

$21.44

APR = Annual Percentage Rate. Amount of unsecured credit available based on monthly income and credit score. APR may vary based on credit score. Disclosed rates based on credit score of 680 or higher. Subject to credit approval. Some restrictions may apply.

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