Personal Loans

Whether you're trying to consolidate debt or cover a big purchase, find a personal loan that fits you and your lifestyle. With flexible terms, rates & a payment you can afford, we’re here to help.

Kwik-Cash Line of Credit

The perfect vehicle for your personal loan needs. Apply once and draw against your credit line anytime you need. Payment is based on $3.00 per $100 of the balance after the most recent advance. (Also can be used for overdraft protection on your NMCU checking account.)

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Personal Loan

An unsecured loan with a fixed repayment period of up to 60 months.

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CU Student Choice LogoStudent Loans

NMCU Undergraduate Private Education Line-of-Credit

When Federal aid just isn’t enough, we’re here to help!

The cost of college continues to rise, forcing many students and families to resort to higher-cost private student loans to fill funding gaps. As a not-for-profit lender, NMCU has a unique ability to help members and families by offering our Student Choice private lending solution that feature:

  • Zero origination or prepayment fees
  • Lower interest rates
  • Flexible repayment options
  • Easy online application and approval
  • Convenient line of credit structure that lets you apply once and secure financing for your entire college career*

*Subject to qualification and annual credit review.

Learn More Apply Now

Student Loan Refinance

Take control of your student loan debt with a Student Choice Refinance Loan from Northwestern Mutual Credit Union! Refinance and consolidate your private and federal student loans into one manageable loan with one convenient payment. Featuring a competitive interest rate and zero origination fees, our refinance loan can help you simplify your life while amplifying your funds.

  • Fixed and variable rates
  • Loans from $5,000 to $100,000
  • Five-, 10-, and 15-year repayment term options
  • No application or origination fees and no prepayment penalties

*For variable rate option, the APR is based on the Wall Street Journal Prime Rate (index), plus or minus a margin, and may change during the life of the loan; for fixed-rate option, APR is fixed for the life of the loan. The rate you receive depends on your credit qualifications and the repayment term you select. Subject to credit qualification and additional criteria, including graduating from an approved school. Loans subject to approval. Rates, terms and conditions subject to change without notice.

Learn More Apply Now

Graduate Business

Focus on what is important and let us handle the rest!

Our Student Choice private loan solution is designed to fill the funding gaps that may exist after all lower-cost sources of aid (including scholarships, grants, and federal Direct Subsidized and Unsubsidized loans) have been exhausted. And since these loans are being offered through NMCU, you know you're getting a great deal from a not-for-profit lender you can trust.

Check out some of these great benefits

  • Line of credit structure so you can borrow once for your full graduate business career1
  • Borrow up to $50,000 with rates as low as 4.00%
  • No origination or prepayment penalties
  • Flexible repayment & in-school deferment options
  • Borrow from a not-for-profit credit union you can trust

1 Subject to credit qualification and annual credit review. Must meet school's Satisfactory Academic Progress (SAP) requirements

NOTE: If you are a Graduate Student enrolled in a NON-Business program, please make sure to maximize all lower-cost sources of funding before considering an alternative student loan. You should also note that Federal Graduate PLUS loans are another option available for graduate students. Graduate PLUS loans provide enough assistance to cover your costs of attendance less other financial aid received. For more information, check with your school's financial aid office or visit the Federal student aid website.

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Free Educational Webinars

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Credit Cards

Consumer Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

No matter which card you choose, you'll enjoy important features like:

  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more!

Learn More & Apply

Business Credit Cards

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.
No matter which card you choose, your business will benefit from important features like:

  • Free online expense reporting tools.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.

Learn More & Apply

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Need a Loan?

Still think establishing a new loan is complicated, confusing and expensive? Think again! It’s fast, easy, and affordable. That’s what our members love about borrowing at NMCU. Fewer hoops to jump through, low rates and a staff that wants to do what’s right for you.

Pro Tip: Automate your payments with payroll deduction or set up an automatic transfer from ANY savings or checking account!

Let's Get Started Check Out Our Rates

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