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Our Featured Free Checking Accounts

Free Kasasa Cash® Checking

Kasasa Cash is a free checking account that pays a high rate on your account balance every month.

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Free Kasasa Cash Back® Checking

Earn an impressive refund every month on your debit card purchases!

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Free Classic Checking

Uncomplicated and convenient, our Classic Checking account has all the features you’ll ever need AND you’ll earn dividends as well.

  • You don’t have to pay to access your money. We never require a minimum balance or charge a monthly service fee.
  • Access Anywhere. Manage your money on the go with online banking and bill pay, mobile banking and mobile deposit.
  • Free Visa Debit Card
  • 37,000 Surcharge-Free ATMs & 5,600+ Shared Branches
  • Free first box of checks

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Free Kasasa Cash Checking*


Free Kasasa Cash Back Checking*


Free Classic Checking

  • Earn 3.00% APY* on balances up to $10,000
  • Earn 0.25% APY on balances over $10,000
  • Earn 0.05% APY* if qualifications aren’t met
  • Refunds on ATM fees nationwide (up to $25 monthly)
  • Earn 3.00% cash back on debit card purchases
  • Earn cash back on your first $250 in purchases each month
  • Earn up to $90 cash back per year, $7.50 each month
  • Refunds on ATM fees nationwide (up to $25 monthly)
  • Earn 0.10% APY*
Monthly Service Fee $0 $0 $0
ATM Refunds $25 $25 None
First free box of checks Yes Yes Yes
Free debit card Yes Yes Yes
Minimum opening deposit $0 $0 $0
Minimum balance $0 $0 $0

*Qualifying for Free Kasasa Checking is easy.

  • At least one direct deposit or ACH payment transaction(s) per month
  • At least 12 signature-based debit card purchases per month
  • Be enrolled in and agree to receive eStatements
Don’t worry if you come up short – your account is always free, and you can try again next month.

*APY = Annual Percentage Yield

VISA Debit Card

Accepted by VISA merchants worldwide, the VISA Debit Card doubles as your ATM card allowing ten free ATM (PIN based) withdrawals per month with a $.50 charge per withdrawal thereafter.

Remember to choose the “credit” option on purchases to minimize the number of PIN based transactions. “Credit” transactions are always free!

For Lost/Stolen Cards call 1-800-472-3272 24 hours per day.


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