Our Featured Free Checking Accounts

Free Kasasa Cash® Checking

Kasasa Cash is a free checking account that pays a high rate on your account balance every month.

Free Kasasa Cash Back® Checking

Earn an impressive refund every month on your debit card purchases!

Free Classic Checking

Uncomplicated and convenient, our Classic Checking account has all the features you’ll ever need AND you’ll earn dividends as well.

You don’t have to pay to access your money. We never require a minimum balance or charge a monthly service fee.
Access Anywhere. Manage your money on the go with online banking and bill pay, mobile banking and mobile deposit.
Free Visa Debit Card
37,000 Surcharge-Free ATMs & 5,600+ Shared Branches
Free first box of checks

Compare Our Accounts

Account	Free Kasasa Cash Checking* OPEN IN MINUTES Learn More	Free Kasasa Cash Back Checking* OPEN IN MINUTES Learn More	Free Classic Checking OPEN IN MINUTES Learn More
Rewards	Earn 3.00% APY* on balances up to $10,000 Earn 0.25% APY on balances over $10,000 Earn 0.05% APY* if qualifications aren’t met Refunds on ATM fees nationwide (up to $25 monthly)	Earn 3.00% cash back on debit card purchases Earn cash back on your first $250 in purchases each month Earn up to $90 cash back per year, $7.50 each month Refunds on ATM fees nationwide (up to $25 monthly)	Earn 0.10% APY*
Monthly Service Fee	$0	$0	$0
ATM Refunds	$25	$25	None
First free box of checks	Yes	Yes	Yes
Free debit card	Yes	Yes	Yes
Minimum opening deposit	$0	$0	$0
Minimum balance	$0	$0	$0

*Qualifying for Free Kasasa Checking is easy.

At least one direct deposit or ACH payment transaction(s) per month
At least 12 signature-based debit card purchases per month
Be enrolled in and agree to receive eStatements

Don’t worry if you come up short – your account is always free, and you can try again next month.

*APY = Annual Percentage Yield

VISA Debit Card

Accepted by VISA merchants worldwide, the VISA Debit Card doubles as your ATM card allowing ten free ATM (PIN based) withdrawals per month with a $.50 charge per withdrawal thereafter.

Remember to choose the “credit” option on purchases to minimize the number of PIN based transactions. “Credit” transactions are always free!

For Lost/Stolen Cards call 1-800-472-3272 24 hours per day.