Fee Schedule

Checking Account Fees

Services	Fees
Stop Payment (including personal checks and Online Bill Pay)	$15.00
Non-sufficient funds (per item)*	$5.00
Overdraft Protection (per transfer)	$1.00
Account Closed by Credit Union (Excessive Overdrafts)	$35.00
Check Printing	Varies
Additional Checking Account (Beyond one per member)	$5.00/month

*NSF items, whether paid or returned, created by check, recurring debit card transaction, online bill payment, or other electronic means.

ATM & Debit Card Fees

Services	Fees
ATM /PIN-based Point of Sale Withdrawals (10 free per month)	$1.00
Replacement Card	$10.00

Online Payment Services

Services	Fees
Online Bill Payment Expedited Processing
Same Day Electronic Payment Delivery (when available)	$9.95
Overnight Mail Delivery (when available)	$14.95

General Fees

Services	Fees
Account Research (Per hour, one hour minimum)	$20.00
Deposit Item Returned	$10.00
Cashier’s Check (One free per day- members only)	$3.00
Money Order	$3.00
Dormant Account*	$5.00/month
Wire Transfer- Outgoing Domestic	$15.00
Wire Transfer- Outgoing Foreign	$50.00
Wire Transfer- Incoming	$7.50
Foreign Check Deposit (Under $10,000 USD)	$10.00
Foreign Check Deposit ($10,000 USD or greater)	$50.00
Visa Travel Cards (See Disclosure for Additional Fees)	$5.95
Visa Gift Cards (Issued from $10 - $1,000) (See Disclosure for Additional Fees)	$3.00
Notary Public- Notarized Signature	No Charge
Notary Public- Certification of Copies	$0.50/page
Check Copies	$3.00/each
Statement Copies	$3.00/per statement
Subordination Agreement	$75.00
Garnishment/Levy	$50.00
Check Cashing (Non-member, non-NM employee)	$10.00
Temporary Checks	Free

* Memberships with no activity for 12 months, aggregate account balances < $1,000

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