Free Kasasa cash back checking


Free Kasasa Cash Back® Checking

Be rewarded with refunds on debit card purchases very month! You’ll also get refunds on ATM withdrawal fees, nationwide.


  • Free checking that pays you back
  • 3.00% cash back on debit card purchases
    • No category restrictions on purchases
    • Cash back earned on up to $250 in purchases monthly
    • Earn up to $90 cash back per year, $7.50 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)
  • Surcharge-Free ATM Network & Shared Branches
  • Free first box of checks
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free online banking and mobile banking
  • Free Visa® Debit Card
  • No minimum deposit to open

Qualifying Is Easy

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle (statement cycle).

  • At least 12 signature-based debit card purchases
  • At least one ACH direct deposit or ACH payment transaction
  • Be enrolled in and agree to receive eStatements

That’s just how simple it is. Don’t worry if you don’t meet your qualifications during the cycle — your Kasasa Cash Back account is still free. Even more, can get right back to earning your full rewards the very next month!

Apply in Minutes Account Disclosure

*APY = Annual Percentage Yield


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