Loan Rates Deposit Rates
Effective as of: January 1, 2022
| Account Type | Dividend Rate | APY | Minimum Balance | |
| Savings | 0.15% | 0.15% | $5 | |
| Free Classic Checking | 0.10% | 0.10% | None | |
| |
| Free Kasasa Cash Checking* | | | | |
| $0 - $10,000 | 2.96% | 3.00% | None | |
| Balance above $10,000 | 0.25% | 0.25% - 3.00% | None | |
| |
| 1500 Club - Money Market | 0.40% | 0.40% | $1,500 | |
| Holiday Club | 0.50% | 0.50% | $5 | |
| Share or IRA Certificate - 1 year | 0.35% | 0.35% | $1,000 | |
| Share or IRA Certificate - 18 months | 0.45% | 0.45% | $1,000 | |
| Share or IRA Certificate - 2 years | 0.55% | 0.55% | $1,000 | |
| I.R.A. Savings | 0.15% | 0.15% | $5 | |
| |
| APY means Annual Percentage Yield. All rates are subject to change.
*When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $10,000 in your Kasasa Cash account earn a dividend rate of 2.96% resulting in an APY of 3.00%; and average daily balances over $10,000 earn a dividend rate of 0.25% on the portion of the average daily balance over $10,000, resulting in a range from 0.25% to 3.00% APY depending on the account's average daily balance. When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire average daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. |
| | | | |
