Loan Rates Deposit Rates
Effective as of: January 1, 2020
| Account Type | Dividend Rate | APY | Minimum Balance | |
| Savings | 0.25% | 0.25% | $5 | |
| Free Classic Checking | 0.25% | 0.25% | None | |
| |
| Free Kasasa Cash Checking* | | | | |
| $0 - $10,000 | 2.95% | 3.00% | None | |
| Balance above $10,000 | 0.50% | 0.50% | None | |
| |
| 1500 Club - Money Market | 1.75% | 1.77% | $1,500 | |
| Holiday Club | 1.50% | 1.51% | $5 | |
| Share or IRA Certificate - 1 year | 1.75% | 1.77% | $1,000 | |
| Share or IRA Certificate - 18 months | 1.85% | 1.87% | $1,000 | |
| Share or IRA Certificate - 2 years | 1.95% | 1.97% | $1,000 | |
| I.R.A. Savings | 0.75% | 0.75% | $5 | |
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| APY means Annual Percentage Yield. All rates are subject to change.
*When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $10,000 in your Kasasa Cash account earn a dividend rate of 2.95% resulting in an APY of 3.00%; and average daily balances over $10,000 earn a dividend rate of 0.50% on the portion of the average daily balance over $10,000, resulting in a range from 3.00% to 0.50% APY depending on the account's average daily balance. When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire average daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. |
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