Account Type | Dividend Rate | APY | Minimum Balance | |
Savings | 0.15% | 0.15% | $5 | |
Free Classic Checking | 0.10% | 0.10% | None | |
Free Kasasa Cash Checking* | ||||
$0 - $10,000 | 2.95% | 3.00% | None | |
Balance above $10,000 | 0.50% | 0.50% | None | |
1500 Club - Money Market | 0.45% | 0.45% | $1,500 | |
Holiday Club | 0.60% | 0.60% | $5 | |
Share or IRA Certificate - 1 year | 0.35% | 0.35% | $1,000 | |
Share or IRA Certificate - 18 months | 0.45% | 0.45% | $1,000 | |
Share or IRA Certificate - 2 years | 0.55% | 0.55% | $1,000 | |
I.R.A. Savings | 0.15% | 0.15% | $5 | |
APY means Annual Percentage Yield. All rates are subject to change. *When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $10,000 in your Kasasa Cash account earn a dividend rate of 2.95% resulting in an APY of 3.00%; and average daily balances over $10,000 earn a dividend rate of 0.50% on the portion of the average daily balance over $10,000, resulting in a range from 3.00% to 0.50% APY depending on the account's average daily balance. When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire average daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. | ||||